Is Safetywing Still the Best Travel Insurance for Digital Nomads? 2024 Update #ClaimYourAdventure
This review is a follow-up to one of my posts from a year and a half ago about Safetywing, the travel insurance I personally use and recommend for digital nomads.
After hearing that they launched a new claims process that takes just minutes to submit and 2.7 days to get reimbursed, I was super intrigued.
I’ve made a claim with Safetywing before, after being delayed in Abu Dhabi for two days on my trip going from Athens to Bali in 2022.
Before using Safetywing, I had done the claims process with another travel insurance company and it took forever to receive the reimbursement. With Safetywing, I liked how nice and fast the customer service team was in guiding me through the claims process back then, and only took a couple of weeks to get reimbursed,
And now, with an even faster claims process, I am confident that Safetywing Nomad Insurance is still at the top of the travel coverage game when it comes to flexible travel insurance for full-time travelers.
Seriously - I don’t think there are any other companies out there with a 5-minute submission process and a 2.7-day reimbursement timeline.
That’s fast. Receiving quick compensation after a less-than-great situation so you can spend less time with a headache in the claims process, and more time enjoying your trip? Sign me up!
Rule of Thumb: Always Get Travel Insurance
Sometimes I love being spontaneous with travel, and other times I prefer to plan ahead! One thing I never skip in my travel planning process, though, is travel insurance.
I learned this the hard way years ago when I was working in Italy and had to go to a doctor a few times. My naive self didn’t realize that my health plan back home didn’t cover the costs abroad…#facepalm so I had to pay out-of-pocket!
When you’re off on adventures in foreign countries, you want to be covered should anything happen.
Personally, I tend to do more adventurous activities while traveling compared to being at home. Plus, having coverage for travel delays and other potential issues is helpful and can give you peace of mind should anything happen.
Travel Insurance I Personally Use: SafetyWing
SafetyWing is currently one of the most recommended travel insurance companies out there.
Many people I know jumped ship from World Nomads to SafetyWing in the last few years due to SafetyWing being a more affordable and more well-rounded option.
I haven’t personally used World Nomads so I can’t vouch for them personally, but I have used a LOT of other companies over the years (pretty much whatever add-on the airline had when booking flights) and don’t see myself leaving SafetyWing anytime soon.
Flexible Benefits of SafetyWing’s Nomad Insurance
As a digital nomad, I sometimes plan extended trips for an indefinite amount of time. In 2022 I was a full-time digital nomad for six months straight, living out two suitcases and a duffel bag, bouncing between Bali, Europe, and Mexico with no end in sight. Eventually, I came back to sign an apartment lease in San Diego.
Having SafetyWing was super helpful because I didn’t need to set up a finalized itinerary or dates in advance. My travel planning process had me booking flights and hotels only 2-4 weeks in advance.
Using the subscription feature of Nomad Insurance was a relief because it would simply auto-charge me for the month ahead. Knowing I had coverage and I didn’t have to constantly be signing up for new travel insurance with every separate trip or location made it so easy.
Why is Flexible Travel Insurance Helpful?
Other travel insurance (such as if you upgrade to whatever an airline add-on offers), typically requires an end date on the insurance policy that must be added before your departure date. Several years ago I remember booking a one-way flight for a 5-week Southeast Asia trip and adding on the travel insurance the airline offered.
I didn’t have my entire trip planned since I’d be flying into Indonesia, taking some smaller flights around Southeast Asia, and knew I would fly home from somewhere else - which I hadn’t decided on when I originally booked the departure flight.
Luckily, I realized the day before my departure to Indonesia that I needed to add the end date to the policy. I had to call the customer service department and go through a lengthy process to extend to the end of the trip, where I’d be flying home from Australia.
If I hadn’t caught that before departing, I would have only had travel insurance on my departure day! Wild thought to think about, considering my trip spanned five weeks across seven countries and two continents.
Do I Recommend SafetyWing in 2024?
Yes, I do recommend SafetyWing travel insurance!
In my opinion, the process and ease-of-use is set up well for digital nomads, which is why I’ve used it and have recommended it here and to all my nomad friends who haven’t made the switch yet.
And with the new claims process being so easy and quick, I feel it would be tough to find a competitor who beats that.
This post includes affiliate links, which means I may earn a small commission through these links at no extra cost to you. This helps keep the blog running so I can continue providing free content. Safetywing is something I’ve personally used and recommended many times and would continue to do regardless of affiliate status!